Reason4sex.Org

Divorce Rate Plummets As More Americans Shack Up Instead of Getting Married

More Americans are taking "til death do us part" seriously. According to the recently released Rutgers University National Marriage Project the number of divorces is declining. But the lower divorce rate is largely because couples are postponing, choosing not to, or are legally unable to get married. Like Oprah Winfrey and Stedman Graham, and Elton John and David Furnish, these 11 million unmarried couples are in committed relationships and sharing financial obligations, but aren't entitled to the 1,140 federal laws that apply to married couples.
"Although unmarried couples don't receive federal protection like married couples, documents can be developed to mirror some of those protections, not just if you break up, but in the event of the death or incapacitation of one of the partners" says Debra Neiman, CFPŽ and co-author of Money Without Matrimony. "From creating a durable power of attorney to making sure jointly held property is correctly titled, it takes work for unmarried couples to protect themselves financially, but it's well worth the effort."
According to Current Population Reports the average American will spend the majority of their life unmarried and those people will likely partner, live together and enter financial commitments with another person. Neiman, with co-author Sheryl Garrett, CFPŽ caution these couples to do the necessary paperwork and planning while the relationship is good.
"No matter how temporary or permanent the relationship, it's easier making financial decisions about the future of your relationship while you're still in love," says Garrett. "Because there are no laws to protect finances for unmarried couples - barring states that recognize common law marriages - planning today makes a possible break up tomorrow easier, financially speaking."
And planning is not just for romantically involved couples.
"Whether romantically involved, or not, the issues are the same," says Neiman. "Everything needs to be in writing including who pays what bills, how rent will be paid and who gets what if the two of you part ways."
Al Martin is a freelance writer covering real estate, personal finance and investing topics.

MORE RESOURCES:
RELATED ARTICLES
How To Keep Love Growing Through All The Ups And Downs
The relationship expert on i.village.
Hey, Where Do I Put My Speakers? Unique Venues Require Unique DJs
If your wedding or party is being held in a unique facility with specific acoustic issues (multiple rooms, indoor/outdoors, echo issue, broken up ceiling surface, in a tent, etc.) then you need to educate yourself.
Extreme Age Differences In Marriage Can Lead To Infidelity
"Extreme age differences between husband and wife may lead to infidelity" says author and infidelity expert, Ruth Houston, who was recently quoted in an article in First magazine. Houston's comments were included in the sidebar of an article in the May issue of First entitled "The Surprising Way Women Are Turning Back the Clock," which discusses the pros and cons of marriages and relationships in which the woman is considerably older or younger than the man.
Cultivating Spiritual Intimacy
When two people - destined for each other, come together, there is often an incredible amount of combustibility. Combustion occurs when two or more substances react chemically together, resulting in the giving off of heat and light; often called burning.
Weddings Las Vegas: Popular Ceremonies
Are you looking for a las Vegas chapel to make your wedding dreams come true? Chances are you will find it here with Weddings Las Vegas and its many exciting options and packages to choose from. From a simple ceremony in your hotel room to a lavish affair at one of these dynamic locations, your exchange of vows will become permanently etched in the memories of everyone present as a thing of beauty that lasts forever.
Cancun Honeymoon Vacation - Pleasure Unlimited!
The Cancun honeymoon vacation comes with its bagage of sweet promises of fulfilment and bliss for one and all. Lying in the lap of nature in the arms of your loved one is one of the many cherished experiences you would have in a Cancun honeymoon vacation.
Wedding Reception Entertainment - Choose Wisely
When planning your wedding, what type of entertainment are you looking for? A comedian? A clown? A 3-ring circus? Of course not ? you are looking for high quality entertainment that is tailored to your vision for this once-in-a-lifetime event. Your wedding reception entertainment should tie together all the things you have been dreaming of for many, many months.
Marriage Missing its Spark?
If the fires of passion in your marriage have been reduced nearly to embers, then you are not alone. One of the most common problems that can damage a marriage is the loss of spark?or spice, or whatever you like to call it.
The Perfect Bridal Makeup for Your Wedding Day
It's important that your makeup look its absolute best for your wedding day. Whether you plan to marry on a beach at noon or at night under the stars, by keep your makeup simple you will look and feel great.
How To Fight Cultural Differences In Marriage And Stay Happy
When people plan to marry, they expect to find in their partner not only a lover but a friend also. A person with whom they can share their opinions, their emotions, thoughts and fears.
Belize Honeymoon Resorts
The enchanting Belize honeymoon resorts captivate every visitor through the appealing secluded jungle atmosphere as well as the beautiful hideaway crystal-clear beaches. One of these resorts would be the Turtle Inn Resort Located in Placencia in Belize, which promises a stay within the natural wonders of the tropical coast.
A Wedding Shower Invitation Should Be Attractive And Stylish!
Wedding shower invitations should lay out all of the necessary information, yet still be attractive. One way to do this is to have a picture engraved on the invitation.
Eight Cheap Honeymoon Ideas for Couples on a Budget
Between paying for the wedding and setting up a new household, many couples find there's not much money left in their budget for the honeymoon. But who says you have to spend a fortune to enjoy a romantic honeymoon at your dream destination? Here are eight ideas for a more affordable, yet still romantic, honeymoon.
Wedding Receiving Line Etiquette-Greeting Your Guests with Style
Even though it's a great tradition with a long history, some couples choose not to greet their guests in a receiving line fearing that this might take too long. Frank Gregoli, a top New York party planner says realistically, one should allow 30 minutes for every 100 people in the line.
Wedding Shower Favors
Wedding shower favors are a way to extend gratitude from the bride-to-be and her maid of honor, to the guests of the wedding shower, for providing wedding gifts to the bride before the wedding day. Wedding shower favors can be elegant trinkets or small humorous gifts.
Wedding Videography - When Getting it Right on the 1st Take Counts, Hire a Professional
Getting married is one of the most stressful events anyone will ever endure. So many details and preparations go into the making of a successful wedding.
Marriage Problems: Help in Preventing Them
When we want to be successful at something in life, we usually don't attempt to "wing it." That's why those who want to play the piano take lessons.
Get Fantastic Deals on Catering for Your Wedding
When it comes to your catering services for your wedding, there are options to make it more affordable. Generally for larger receptions, catering companies will offer discounts on their own.
Caricature Entertainment: A Surefire Way to Liven Up Your Wedding Celebration
Caricature entertainment will make your wedding celebration stand out and be remembered.If you've never seen caricatures drawn at an event, you'll be amazed when you see how popular they are with guests.
Faulty Expectations: 4 Essential Don'ts
The more realistic you are as you prepare for marriage, the more likely you are to have a successful one. Therefore, it is incumbent upon you to give serious consideration to your expectations of your fiancé.

Home | Site Map | Sex | Dating | Marriage | Relationships | Yoga | Webmaster | Products |